The unofficial nickname for a set of proposed changes to the ACA (Affordable Care Act), which promises to make healthcare cheaper and more accessible to American citizens.
It may include things such as greater subsidies, lower prescription drug costs, and a Public Option that works similarly to Medicare. Also, while not directly related to Bidencare, the Biden administration did sign a rescue plan on March 11, 2021. The American Rescue Plan act made temporary changes to the affordable care act, which would help millions of uninsured Americans find coverage under the ACA.
While Bidencare has not been passed or put in place, you can still review your health options today. Possible plan options include, but are not limited to Major Medical Plans, Short Term Plans, Fixed Indemnity Plans, and more.
The Healthcare Marketplace has been around since the original passage of the Affordable Care Act in 2010. Most states let residents enroll via the federal Exchange, but 14 states run their own, independent state Healthcare Marketplace. Most people who need to enroll in a healthcare plan can do so (assuming they are eligible for an enrollment period) on either HealthCare.gov or the website of their local state exchange.
The Health Insurance Exchange is the pool of health care plans and providers which are cooperating with the federal government in order to provide affordable health insurance to Americans in many states. 37 states are members of the Exchange on the federal level: AL, AK, AZ, AK, DE, FL, GA, HI, IL, IN, IA, KS, LA, ME, MI, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, PA, SC, SD, TN, TX, UT, VA, WV, WI, and WY.
To see if you qualify for a tax subsidy, you need to enroll on the Healthcare Marketplace website (either the federal one, or your state\'s website). If you do not qualify for a subsidy for whatever reason, you have the option of shopping through the Exchange or in your state\'s private marketplace.